Welcome to affordanything.com, a product and service of Afford Anything LLC. Afford Anything LLC offers affordanything.com and its sub-domains for use in accordance with these Terms and Conditions of Use (“Terms of Use”and or “Agreement”). Please read this carefully before you begin to use the website.
These rules and guidelines are intended to protect you and to ensure that affordanything.com is safe and productive for everybody. By agreeing to these terms, you take responsibility for your own actions. If you do not agree with these Terms of Use, your use of and access to this site is unauthorized. Afford Anything LLC reserves the right to terminate your access to this service without notice if we learn that you have violated these Terms of Use.
Definitions
Afford Anything LLC shall mean all areas and any financially related subscription or other financially related paid or complimentary products and services offered or available through the World Wide Web by Afford Anything LLC. Community Areas shall mean all forums and other user participatory areas on the affordanything.com website.
Modification of These Terms and Conditions
Afford Anything LLC has the right at any time to impose, change, or modify the Terms and Conditions of Use of this web site, or any part thereof, at its sole discretion. Such changes, modifications, additions, or deletions shall be effective immediately upon posting on the web site. You agree to review the terms and conditions periodically and be aware or such revisions. Your continued use of this site shall conclusively be deemed to constitute your acceptance of the modified Terms of Use.
Privacy Policy
Our policy with respect to the collection and use of personal information is set forth in our Privacy Policy.
Copyright
The content available through affordanything.com is the property of affordanything.com and is protected by copyright and other intellectual property laws. Content includes without limitation, text, graphics, images, animations, computer programs, data, designs, logos, button icons, stories, tools, calculators, and the arrangement, collection and assembly of the same. You acknowledge that affordanything.com permits access to content that is protected by copyrights, trademarks, service marks, and other intellectual property rights and that these rights are valid and protected in all media and technologies existing now or later developed. Except as explicitly provided elsewhere in this agreement, the Terms of Use and applicable copyright, trademark and other laws govern your use of this content.
Content received through affordanything.com may be displayed, reformatted, and printed for your personal, non-commercial use only. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast, or circulate the content received through affordanything.com to anyone, including but not limited to others in the same organization or company, without the express prior written consent of affordanything.com, with this one exception: You may, on an occasional and irregular basis, disseminate an insubstantial portion of the content from affordanything.com, for a noncommercial purpose, without charge, and transmitted in non-electronic form, to a limited number of individuals, provided you include all copyright and other proprietary rights notices with such portion of the content in the same form in which the notices appear in affordanything.com and original source attribution link to or the exact URL of the source page.
You may not post to affordanything.com, copy, reproduce, retransmit, distribute, publish, commercially exploit or otherwise transfer any material subject to any rights owned by persons or entities other than yourself. The burden of determining that any information, software, images or any other content on affordanything.com is not protected by rights rests with you. You acknowledge that affordanything.com may acquire the rights to use any posted materials as described in “Submissions and Postings”, and that you will not acquire any of those rights by downloading such materials.
You may not post any content from affordanything.com to newsgroups, mail lists, blogs, or electronic bulletin boards, without the prior written consent of affordanything.com. Affordanything.com includes facts, views, opinions and recommendations about subjects, individuals and organizations deemed of interest. Affordanything.com does not guarantee the accuracy, completeness or timeliness of these views, opinions or recommendations, give tax or investment advice, or advocate the purchase or sale of any security or investment.
Trademarks
“Affordanything.com”, “Afford Anything, LLC.”, “Afford Anything”, and “Your First Rental Property” are trademarks of Afford Anything, LLC. No license is granted with respect to any of these trademarks in any manner or for any purpose.
Links
Affordanything.com may contain links to other web sites or resources located worldwide throughout the Internet. We neither control nor endorse such other web sites, nor have we reviewed or approved any content or communications that appears on such other web sites. We make no guarantees as to their accuracy, currency, content or quality. You acknowledge and agree that we shall not be held responsible for the legality, accuracy, or inappropriate nature of any content, advertising, products, services or information located on or through any other web sites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content without limitation.
Code of Conduct
While using affordanything.com you agree to comply with all applicable laws, rules and regulations. In addition, you specifically agree not to:
- Use the site for any unlawful purpose.
- Transmit any content or information that is unlawful, fraudulent, abusive, libelous, defamatory, obscene, or otherwise objectionable, or infringes on our or any third party’s intellectual property or other rights.
- Transmit any content or non-public information about companies without the authorization to do so or any trade secret of any third party.
- Transmit any content or information such as advertisements, solicitations, chain letters, pyramid schemes, investment opportunities, or other unsolicited commercial communication except as otherwise specifically permitted by us.
- Engage in spamming or flooding.
- Transmit any software or other materials that contain any virus, worm, time bomb, Trojan horse, or other harmful or disruptive component.
- Modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of the site.
- Harvest or collect information about site visitors or members without their express consent.
- Restrict or inhibit any other visitor or member from using the site, including, without limitation, by means of “hacking” or “cracking” or defacing any portion of the site.
- Remove any copyright, trademark, or other proprietary rights notices contained in the sites.
- Frame or mirror any part of the site without our prior written authorization
- Use any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, data mine, or in any way reproduce or circumvent the navigational structure or presentation of the site or it’s contents.
- Express or imply that any statements you make are endorsed by us, without our prior written consent.
You alone are responsible for the content and the consequences of your communications. Afford Anything LLC reserves the right to terminate your site usage privileges immediately and without notice if it becomes aware and determines, in its sole discretion, that you are violating any of the Terms and Conditions of Use.
Afford Anything LLC reserves the right, but in no way shall we be obligated or required, to delete any inappropriate, objectionable, or offensive material from our site. We intend to fully cooperate with any law enforcement officials and/or agencies in the investigation of any person or persons who violate these Terms of Use or any law.
Submissions and Postings
Because affordanything.com may host comments, forums, and receive electronic communications on the site and therefore redistribute material that is submitted or posted by you, we must obtain certain rights over those materials. By sending or transmitting to us creative suggestions, ideas, notes, concepts, information, or other materials (collectively, “Materials”), or by posting such Materials to any area of the site, you grant us and our designees a worldwide, non-exclusive, sub-licensable, assignable, royalty free, perpetual, irrevocable right to use, reproduce, distribute, create derivative works of, publicly perform, publicly display, digitally perform, make, have made, sell, offer for sale and import such Materials in any media now known or hereafter developed, for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the Materials. None of the Materials disclosed in message boards, comments, or other forums shall be subject to any obligation, whether of confidentiality, attribution, or otherwise, on our part and we shall not be liable for any use or disclosure of any Materials.
By posting, uploading, inputting, providing, or submitting your Materials you are granting Afford Anything LLC, our affiliated companies, and necessary sub-licensees permission to use your Materials in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Materials; and to publish your name in connection with your Materials.
You also warrant that the holder of any Rights in such content has completely and effectively waived all such rights and validly and irrevocably granted to you the right to grant the license stated above. You acknowledge that transmissions to, from and/or through this site are not confidential, and your communications may be read, changed, or interrupted by others. You acknowledge that by using or accessing this site no confidential, fiduciary, contractually implied or other relationship is created between you and affordanything.com.
Third Party Products and/or Services
Affordanything.com may include icons, buttons, or text in its site or through its newsletters and various promotions which, when activated, will allow you to access and learn more about other services and products throughout the world wide web. When you access any of these services, your rights and obligations will be governed by the agreements and policies relating to the use of these services.
All matters concerning orders between you and any third party vendor, including but not limited to purchase terms, payment terms, warranties, guarantees, maintenance and delivery, are solely between you and the third party vendor. Affordanything.com does not endorse, warrant, or guarantee any product or service offered through this website or any related communications such as email or newsletter and will not be a party to or monitor any transaction between you and third party providers of products or services.
You should always exercise appropriate caution and perform due diligence when transacting with any vendor, as you alone are responsible for your decision to transact with any third party vendor of services or products. You will not consider affordanything.com, nor will affordanything.com be construed as a party to such transactions, whether or not affordanything.com may have received some form of revenue or other remuneration in connection with the transaction. affordanything.com will not liable for any costs or damages arising out of, either directly or indirectly, you or any other person involved or related to any transaction with a third party vendor.
Use of Templates and Forms
Afford Anything LLC provides various templates and/or forms for download and/or sale on affordanything.com. Afford Anything LLC grants you a limited, personal, non-exclusive, non-transferable license to use our templates and/or forms for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the templates and/or forms in any manner, except for modifications in filling out the templates and/or forms for your authorized use.
By ordering or downloading Forms, you agree that the Forms you purchase or download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of Afford Anything LLC.
Use of Paid Courses, Programs, and Associated Material
Afford Anything LLC from time-to-time provides various courses, programs, and associated material for sale on affordanything.com. Afford Anything LLC grants you a limited, personal, non-exclusive, non-transferable license to use our courses, programs, and associated material (collectively the “Courses”) for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Courses in any manner.
By ordering or participating in Courses, you agree that the Courses you purchase or download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of Afford Anything LLC.
By ordering or participating in Courses, you further agree that you shall not create any derivative work based upon the Courses and you shall not offer any competing products or services based upon any information contained in the Courses.
Use of Free Downloadable Content
Afford Anything LLC provides various resources on affordanything.com, which users may access by providing an e-mail address. Afford Anything LLC grants you a limited, personal, non-exclusive, non-transferable license to use our resources provided in exchange for an email address (the “Freemium Content”) for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Freemium Content in any manner.
By downloading the Freemium Content, you agree that the Freemium Content you download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of Afford Anything LLC.
By downloading the Freemium Content, you further agree that you shall not create any derivative work based upon the Freemium Content and you shall not offer any competing products or services based upon any information contained in the Freemium Content.
Financial Advice
Affordanything.com exists for educational purposes only and Afford Anything LLC is not an investment advisory service nor an investment advisor, nor does affordanything.com provide personalized financial advice or act as a financial advisor. Investors should always check with their licensed financial advisor, legal counsel, and/or tax advisor to determine the suitability of any investment or financial plan.
The nature of the materials presented on affordanything.com are for general informational and educational purposes only. No information on any part of the site is intended as investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security, or fund. The information on the site should not be relied upon for purposes of transacting securities or other investments. We cannot and do not assess or guarantee the suitability or profitability of any particular investment, or the potential value of any investment or information source. Your use of this site indicates your agreement that you are able to make your own decisions about financial matters and that you bear sole responsibility for your own investment research and decisions and will not hold affordanything.com liable for any damages relating to your personal finances or investments.
All investors are encouraged to fully investigate any security and consult with their financial professional before making any investment. Examine all advice regardless of its source critically. The Securities and Exchange Commission (the “SEC”) maintains a web site with reports, proxy, and information statements, and other information regarding certain companies that file with the SEC. In addition, the SEC also provides information on various kinds of cyber-fraud. The address of this Web site is http://www.sec.gov/. Similarly, FINRA provides their own insights regarding online investing and information at https://www.finra.org/.
You understand and agree that Afford Anything LLC does not offer or provide tax, legal or investment advice to individuals. Always consult your personal financial advisor and/or legal counsel before acting on any information from any source. All material found on affordanything.com is for educational and informational purposes only. Sample allocations, portfolios and strategies provided are designed to educate and inform, and should not be viewed as direct recommendations. You understand and agree that any investment decisions you make will be based solely on your evaluation of your financial circumstances, investment objectives, risk tolerance, financial condition and liquidity needs. YOU ARE SOLELY RESPONSIBLE FOR YOUR OWN ACTIONS.
No opinions or recommendations contained herein shall be construed as investment advice. You cannot assume that any recommendations, insights, philosophies, or other information will ensure or lead to profitable investment.
Guests
Afford Anything LLC may, from time to time, provide information from a third party in the form of a podcast guest interview, interview on other platform, guest blog post, or other medium. Afford Anything LLC does not control the information provided by such third-party guests, is not responsible for investigating the truth of any information provided, and cannot guarantee the veracity of any statements made by such guests.
Individuals who agree to appear as guests on any podcast offered by Afford Anything LLC agree to transfer all intellectual property rights they may have in any such interviews to Afford Anything LLC and further provide a license to any rights they are unable to assign.
Use of Communication Services
AffordAnything.com may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, blog comment sections and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services). You agree to use the Communication Services only to post, send, and receive messages and material that are proper and related to the particular Communication Service.
By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or should reasonably know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded, restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including e-mail addresses, without their consent; violate any applicable laws or regulations.
Afford Anything LLC has no obligation to monitor the Communication Services. However, Afford Anything LLC reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Afford Anything LLC reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
Afford Anything LLC reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Afford Anything LLC’s sole discretion.
Always use caution when giving out any personally identifying information about yourself in any Communication Service. Afford Anything LLC does not control or endorse the content, messages, or information found in any Communication Service. Therefore, Afford Anything LLC specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized Afford Anything LLC spokespersons, and their views do not necessarily reflect those of Afford Anything LLC.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload materials.
Further, anyone can contribute to the communications in the forums or comments, including but not limited to anonymous persons, employees, contractors, or volunteers working on behalf of Afford Anything LLC. These communications may be about investing, financial planning, real estate, and stocks or any related topic. Everyone is free to contribute as they see fit subject to the rules contained within this Agreement. Afford Anything LLC does not regulate what anyone says. Any person regardless of their origin could post messages or make statements that are inaccurate, deceptive, misleading or outright false. Their opinions are entirely their own, and may differ drastically from the opinions of Afford Anything LLC.
You should not rely upon the information or opinions you read here or anywhere else. Instead, use this information as a starting point for doing your own independent research. Always independently judge for yourself the merits of material that is found on affordanything.com and its Communication Services regardless of its source. You should not assume that anyone posting information on this site has any special expertise or insight because they are employed by, contract for, or volunteer for, Afford Anything LLC.
Afford Anything LLC does not guarantee the veracity, reliability, or completeness of any information provided anywhere on this site, email promotions, or in any URL appearing on our site and we will not be responsible for any loss or damage caused by a user’s reliance on information contained therein. You are responsible for your own investment and financial decisions.
Accessing the Website and Account Security
We reserve the right to withdraw or amend affordanything.com and any service or material we provide on affordanything.com in our sole discretion without notice. We will not be liable if for any reason all or any part of affordanything.com is unavailable at any time or for any period. From time to time, we may restrict access to some parts of affordanything.com, or the entirety of affordanything.com, to users, including registered users.
To access affordanything.com or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of affordanything.com and any resources downloaded from affordanything.com that all the information you provide on affordanything.com is correct, current, and complete. You agree that all information you provide to register with affordanything.com or otherwise, including but not limited to through the use of any interactive features on affordanything.com, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.
If you choose, or are provided with, a user name, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to affordanything.com or portions of it using your user name, password or other security information. You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.
We have the right to disable any user name, password or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use.
No Unlawful or Prohibited Use and Intellectual Property
You are granted a non-exclusive, non-transferable, revocable license to access and use affordanything.com and the resources available for download from affordanything.com strictly in accordance with these Terms of Use.
As a condition of your use of affordanything.com, you warrant to Afford Anything LLC that you will not use affordanything.com or any of the resources available for download from affordanything.com for any purpose that is unlawful or prohibited by these Terms. You may not use affordanything.com or any of the resources available for download from affordanything.com in any manner that could damage, disable, overburden, or impair affordanything.com or interfere with any other party’s use and enjoyment of affordanything.com. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through affordanything.com.
All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on affordanything.com, is the property of Afford Anything LLC or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.
You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on affordanything.com or any of the resources available for download from affordanything.com.
Afford Anything LLC content is not for resale. Your use of affordanything.com or any of the resources available for download from affordanything.com does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your individual use, and will make no other use of the content without the express written permission of Afford Anything LLC and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of Afford Anything LLC or our licensors except as expressly authorized by these Terms.
The Afford Anything LLC name, the Afford Anything LLC logo, the Afford Anything LLC slogan, and all related names, logos, product and service names, designs, and slogans are trademarks of Afford Anything LLC or its affiliates or licensors. You must not use such marks without the prior written permission of Afford Anything LLC. All other names, logos, product and service names, designs and slogans on affordanything.com are the trademarks of their respective owners.
Disclaimers
Afford Anything LLC, the materials on this site, and any product or service obtained or accessed through this site is provided “as is” and “as available” and without representations or warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, affordanything.com and its affiliates, suppliers, advertisers, and agents disclaim all warranties, express, implied or statutory, including, but not limited to, implied warranties of title, non-infringement, merchantability, and fitness for a particular purpose.
Afford Anything LLC and its affiliates, suppliers, agents and sponsors do not warrant that your use of this site will be uninterrupted, error-free, or secure, that defects will be corrected, or that the site or the server(s) on which the site is hosted are free of viruses or other harmful components. You acknowledge that you are responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed to access and use the site, and all charges related thereto. You assume total responsibility and risk for your use of the site and your reliance thereon. No opinion, advice, or statement of affordanything.com or its affiliates, suppliers, agents, members, or visitors, whether made on the site or otherwise, shall create any warranty.
Affordanything.com makes no warranty or representation regarding the results that may be obtained from the use of it’s services, regarding the accuracy, completeness, usefulness, currency or reliability of any information obtained through affordanything.com’s services, regarding any goods or services purchased or obtained through affordanything.com’s services, regarding any transactions entered into through affordanything.com’s services or that affordanything.com’s services will meet any user’s requirements, be uninterrupted, timely, secure or error free.
Your use of the site and any materials provided through the site are entirely at your own risk.
Limitation of Liability
Affordanything.com will not be liable for any damages of any kind, including without limitation direct, indirect, incidental, special, consequential, compensatory, exemplary, reliance or punitive damages, regardless of the form of action or the basis of the claim, resulting from the use of or access to affordanything.com’s services, the use of or the inability to use affordanything.com’s services, resulting from any goods or services purchased or obtained or messages received or transactions entered into through affordanything.com’s services, resulting from loss of, unauthorized access to or alteration of a user’s transmissions or data or for the cost of procurement of substitute goods and services, including but not limited to damages for loss of profits, use, business, profits, data or other intangibles, even if affordanything.com had been advised of the possibility of such damages. your sole remedy for dissatisfaction with the site and/or content contained within the site is to stop using the site. The sole and exclusive maximum liability to affordanything.com for all damages, losses, and causes of action (whether in contract, tort (including, without limitation, negligence), or otherwise) shall be the total amount paid by you, if any, to access the site.
As set forth more fully in the Disclaimer, the information contained on affordanything.com and the resources available for download through this website are for educational and informational purposes only. The information contained on affordanything.com and the resources available for download through affordanything.com is not intended as, and shall not be understood or construed as legal, financial, tax, medical, health, or any other professional advice.
Indemnification
You agree to indemnify, defend and hold harmless affordanything.com, its affiliates, officers, directors, employees, consultants and agents from any and all third party claims, liability, damages and/or costs (including, but not limited to, attorneys fees) arising from your use of our services, your violation of the Terms of Use or your infringement, or infringement by any other user, of your account, of any intellectual property or other right of any person or entity. The Terms of Use will inure to the benefit of affordanything.com’s successors, assigns and licensees.
No Warranties
Afford Anything LLC makes no warranties regarding the performance or operation of this website. Afford Anything LLC further makes no representations or warranties of any kind, express or implied, as to the information, contents, materials, documents, programs, products, books, or services included on or through this website. To the fullest extent permissible under the law, Afford Anything LLC disclaims all warranties, express or implied, including implied warranties of merchantability and fitness for a particular purpose.
Arbitration
You hereby expressly waive any and all claims you may have, now or in the future, arising out of or relating to affordanything.com, Afford Anything LLC, any and all contracts you enter into with Afford Anything LLC, and any and all of Afford Anything LLC’s products and services.
To the extent that you attempt to assert any such claim, you hereby expressly agree to present such claim only through binding arbitration to occur in Nevada. You further agree to and do hereby waive any right to class arbitration and agree, instead, to conduct an arbitration related solely to any individual claims you and/or any entity related to you asserts against Afford Anything LLC. To the fullest extent permissible by law, you further agree that you shall be responsible for all costs associated with initiating the arbitration and for the administration of the arbitration.
International Users
The Service is controlled, operated and administered by Afford Anything LLC from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use Afford Anything LLC Content accessed through affordanything.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.
Accuracy and Personal Responsibility
As set forth more fully in the Disclaimer, we have done our best to ensure that the information provided on affordanything.com and the resources available for download are accurate and provide valuable information, but we cannot guarantee the accuracy of the information. Neither Afford Anything LLC nor any of its owners or employees shall be held liable or responsible for any errors or omissions on affordanything.com or for any damage you may suffer as a result of failing to seek competent advice from a professional who is familiar with your situation.
By using affordanything.com, you accept personal responsibility for the results of your actions. You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available on affordanything.com or the resources available for download from affordanything.com. You agree to use judgment and conduct due diligence before taking any actions or implementing any plans or policy suggested or recommended on affordanything.com.
No Guarantees as to Results
You agree that Afford Anything LLC has not made any guarantees about the results of taking any action, whether recommended on affordanything.com or not. Afford Anything LLC provides educational and informational resources that are intended to help users of affordanything.com succeed. You nevertheless recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond the control and/or knowledge of Afford Anything LLC.
You also recognize that prior results do not guarantee a similar outcome. Thus, the results obtained by others – whether clients of Afford Anything LLC or otherwise – applying the principles set out in affordanything.com are no guarantee that you or any other person or entity will be able to obtain similar results.
Email and Other Electronic Communications
Visiting affordanything.com or sending emails to Afford Anything LLC constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on affordanything.com, satisfy any legal requirement that such communications be in writing.
We would be pleased to communicate with you by e-mail, and there are various places on affordanything.com that provide you the ability to send an electronic communication to Afford Anything LLC. Any such email or other electronic communication, however, does not create a business relationship or any contractual relationship. We will take reasonable steps to ensure that any communications remain confidential, but we cannot guarantee the security of such communications and cannot guarantee that we would not be required to disclose such communications as a result of a court order.
Applicable Law
The terms and conditions appearing on this page and elsewhere on this site will be governed by and construed in accordance with the laws of the State of Nevada, without giving effect to its conflict of laws provisions or your actual state or country of residence. Sole and exclusive jurisdiction for any action or proceeding arising out of or related to these Terms of Use or otherwise related to affordanything.com’s services or your use thereof shall be an appropriate state or Federal court located in the State of Nevada, and your use of and access to this site acts as an express consent to the jurisdiction of such appropriate court and you waive any jurisdictional, venue, or inconvenient forum objections to such courts. Use of and access to this site is unauthorized in any jurisdiction that does not give full effect to this paragraph is prohibited.
Miscellaneous
If any provision in this Agreement is found for any reason in a court of competent jurisdiction to be unenforceable or invalid, then that provision shall be deemed severable from this agreement and the remaining provisions of the Terms of Use will continue in full force and effect.
This agreement is not assignable, transferable or sub-licensable by you except with our prior written consent. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.
The section headings used herein are for convenience only and in no way defines or explains any section or provision contained in this Agreement.
These Terms of Use constitute the entire agreement between the parties with respect to the subject matter hereof and supersede and replace all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. Any waiver of any provision of these Terms of Use will be effective only if in writing and signed by affordanything.com.
If you have any questions regarding these Terms of Use, please contact affordanything.com.
Coaching Services and Course Product Agreement
This Agreement made by and between Afford Anything, LLC., a Nevada corporation doing business as Afford Anything and affordanything.com, having offices at 150 Las Vegas Blvd. N., Unit 915, Las Vegas, NV 89101 (hereinafter referred to as “Coach”) and client completing this purchase process (hereinafter referred to as “Client”) for access to referenced course (hereinafter referred to as “Course”).
WHEREAS, Client is desirous of utilizing the coaching services of Coach and the education contained in Course;
and
WHEREAS, Coach is desirous of providing said Services and Course products to Client on an as needed basis under the terms and conditions provided for hereinafter,
NOW THEREFORE
1. SCOPE OF SERVICES:
Coach will provide real estate coaching, education, training, and related services. Client acknowledges and understands that coach holds no specific licenses or certifications, and agrees that coaching is not advice, counseling, consulting or therapy. Coach is NOT an RIA, CFP, CPA, EA, attorney or any other licensed professional, and Client is not protected by the rules and regulations governing any professional organizations or their licensing process.
The coaching relationship and Course instruction will begin upon purchase completion, and may address overall Client goals and strategy including specific real estate goals, specific projects, or general personal and financial conditions in the Client’s personal, professional and financial life. Coaching services may include such techniques as brainstorming, asking clarifying or probing questions, making requests and inquiries, identifying plans of action, and examining general investing issues, strategy, and education. Coaching and Course will not include specific property recommendations or advice regarding any specific real estate market(s).
Throughout the coaching and Course relationship, the Coach and/or Course may provide very direct and/or personal conversations, which may include asking explicit questions and making direct requests. The purpose of the interaction is to remind the Client of his/her own intentions, goals, vision and values, and to coach him/her to realize them. Client acknowledges that he/she is always at choice regarding his/her actions and is solely responsible for the decisions he/she makes and the consequences that result either directly or indirectly from those decisions.
2.0 RELATIONSHIP:
Coach shall provide the services and Course product hereunder at all times as an independent contractor to Client, and Coach shall not be considered as an employee or agent of Client.
Client acknowledges and understands there is no confidentiality in a group coaching relationship because anything said during office hours or communicated in a group forum could be heard or repeated by other participants.
3.0 TERM:
The coaching relationship will commence upon beginning of Course instruction and will continue until completion of Course or one (1) year, whichever occurs first, unless otherwise agreed to in writing by both Coach and Client. Client agrees to commit to working hard and completing the Course to the best of Client’s ability. However, if Client honestly feels that the Course is not providing value then Client may end the relationship early. Client is never under any obligation to continue and may cancel at any time under the provisions set forth in section 8.0 CANCELLATION.
4.0 COMPENSATION:
The fee for the coaching and Course instruction will be the amount charged during this purchase transaction where this Agreement is acknowledged and accepted. Client will not be provided with a bill or invoice unless specifically requested as the completed charge will serve as receipt. All long distance telephone charges and internet charges are the responsibility of the Client.
5. PROPRIETARY RIGHTS PROVISIONS:
The Services and Course education provided to Client by Coach under this Agreement are solely for the benefit of Client. It is the intention of Coach and Client that there are no third-party beneficiaries of this Agreement, and this Agreement shall not be construed as creating any contractual relationship of any kind between Coach and any third party. Client shall not provide Coach’s work product under this Agreement, including any and all reports, materials, information, recommendations, recordings, findings, or conclusions to any other entity for the purpose of or with the knowledge that such other entity is likely to use or rely upon such work product, reports, recordings, materials, information, recommendations, findings or conclusions. In addition, Client shall not provide login credentials to Course to any other person or entity for purposes of accessing Course education and services. Coach’s work product under this Agreement and all intellectual property rights attendant thereto shall be and remain the property of Coach, and Client may only use such work product for the purpose for which it was created – Client’s own personal use. No commercial use is permitted or implied by this agreement.
Coach may have a proprietary interest in certain portions of the information or work product that shall be furnished to Client as part of the Services. Such work product or proprietary information shall be deemed “work(s) made for hire”, of which Coach shall be deemed the “author” of such works for hire and the sole and exclusive owner of such works for hire, and Client shall not copy, publish, or otherwise disclose (in whole or part), to others such work made for hire or other such information that is proprietary to Coach without Coach’s prior written permission. COACH SHALL AT ALL TIMES RETAIN FULL AND COMPLETE TITLE TO ANY AND ALL SUCH WORK MADE FOR HIRE (INCLUDING, BUT NOT LIMITED TO, ALL INTELLECTUAL PROPERTY RIGHTS THERETO) AND CLIENT SHALL NOT USE ANY SUCH WORK MADE FOR HIRE OR COACH’S PROPRIETARY INFORMATION FURNISHED TO CLIENT
UNDER THIS AGREEMENT FOR ANY PURPOSE OTHER THAN THAT AS MUTUALLY AGREED TO BE RELATED TO THE SERVICES. CLIENT SHALL INDEMNIFY AND HOLD COACH HARMLESS FROM ANY LIABILITY, DAMAGES, OR OTHER COSTS SUFFERED BY COACH AS A RESULT OF CLIENT’S UNAUTHORIZED DISCLOSURE TO THIRD PARTIES OR IMPROPER USE OF THE WORKS FOR HIRE OR OTHER COACH’S PROPRIETARY INFORMATION.
Notwithstanding any contrary provision of this Agreement, neither Coach’s exposure to Client’s personal information nor Client’s ownership of Coach’s work products shall prevent Coach from marketing, developing or using services or products similar to or competitive with the services or products furnished to Client under this Agreement or from using ideas, concepts, expressions, know-how, skills and experiences possessed by Coach prior to, and acquired by Coach in the course of, its association with Client.
6. WARRANTY:
Coach represents and warrants that all Products and Services provided hereunder shall be performed in a good, professional, workmanlike and competent manner, in conformity with those applicable ethical and professional standards as adopted by the International Coaching Federation.
Client understands that Coach guarantees his efforts, but does not guarantee Client’s results. Client is solely responsible for his/her results and the actions he/she takes.
THERE ARE NO OTHER WARRANTIES, EXPRESS, STATUTORY OR IMPLIED, INCLUDING THOSE OF MERCHANTABILITY AND FITNESS FOR PURPOSE, NOR ANY AFFIRMATION OF FACT OR REPRESENTATION OTHER THAN THOSE SET FORTH HEREIN.
7. INDEMNIFICATION:
CLIENT IS SOLELY RESPONSIBLE FOR HIS/HER ACTIONS. CLIENT ASSUMES FULL AND COMPLETE RESPONSIBILITY FOR ALL INJURIES TO, OR DEATH OF, ANY PERSON AND FOR DAMAGES TO PROPERTY ARISING OR ASSOCIATED DIRECTLY OR INDIRECTLY WITH THE SERVICES FURNISHED UNDER THIS AGREEMENT AND CAUSED BY THE CLIENT’S NEGLIGENCE, WILLFUL MISCONDUCT, INTENTIONAL TORT OR FRAUD. THE CLIENT SHALL AND HEREBY DOES INDEMNIFY AND SAVE COACH HARMLESS FROM ALL CLAIMS, LOSSES, EXPENSES OR SUITS FOR SUCH INJURIES, DEATH OR DAMAGES CAUSED BY CLIENT’S ACTIONS.
8. CANCELLATION:
Client understands and agrees that the power of the course comes from the Client’s willingness to do the work necessary to meet his/her goals. If for any reason the Course education is not working to all party’s satisfaction this Agreement may be cancelled in accordance with the refund policy. If the Client is within the refund policy window, Coach shall reimburse all fees paid, if applicable, according to the stated refund policy and corresponding time limits for the Course. Upon cancellation, the obligations of Coach and Client to one another for the portion thereof that is cancelled shall cease, except for such obligations which, by their nature, survive the cancellation of this Agreement hereunder. In no event shall Coach be liable to Client for any anticipated profits of Client on any portion of the Services cancelled nor for any other sum except as set forth herein in Section 12.0 LIMITATION OF LIABILITY. The remedies of Client specified in this Section shall constitute the sole and exclusive remedies of Client in the event of cancellation of this Agreement in whole or in part.
9. ASSIGNMENT:
It is understood and agreed that this Agreement shall not be assigned in whole or in part by either party without the written consent of the other.
10. COMPLETE AGREEMENT:
This Agreement is intended as the exclusive statement of the agreement between the parties. Extrinsic evidence shall not be used, including any other published information on the AffordAnything.Com web site, or anywhere else in audio, video, or written format anywhere publicly or privately available, to vary or contradict the express terms of the Agreement, and recourse shall not be had to alleged prior dealings, usage of trade, course of dealing, or course of performance to vary or contradict the express terms of this Agreement. This agreement shall not be amended or modified, and waiver of any provision hereof shall not be effective, unless set forth in a written instrument authorized and executed by duly designated and authorized representatives of both parties until the same formality as this Agreement.
11. SEVERABILITY:
If any provision of this Agreement is declared or found illegal, unenforceable or void, then all parties will be relieved of all obligations arising under such provision, but only to the extent that such provision is illegal, unenforceable or void, it being the intent and agreement of the parties that this Agreement will be deemed amended by modifying the provision to the minimum extent necessary to make it legal and enforceable while preserving its intent or, if that is not possible, by substituting therefor another provision that is legal and enforceable and achieves the same objective. If the remainder of this Agreement will not be affected by the declaration or finding and can be substantially performed, then each provision not so affected will be enforced to the extent permitted by law.
12. LIMITATION OF LIABILITY:
CLIENT’S SOLE AND EXCLUSIVE REMEDY UNDER THIS AGREEMENT SHALL BE LIMITED TO CANCELLATION OF THIS AGREEMENT AND THE REFUND OF ADVANCE PAID MONIES FOR THE COURSE AND/OR SERVICES.
IN NO EVENT SHALL COACH BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY KIND OR CHARACTER INCLUDING, BUT NOT LIMITED TO, LOSS OF INCOME, LOST PROFITS, LOST CAPITAL GAINS, LOSS OF FINANCIAL ASSETS, TAX LIENS, OR ANY OTHER LOSS, DAMAGE OR EXPENSE INCURRED BY CLIENT IN RELIANCE ON COACH’S PROVISION OF SERVICES AND/OR COURSE EDUCATION UNDER THIS AGREEMENT WHETHER SUFFERED BY CLIENT OR ANY THIRD PARTY. COACH’S CUMULATIVE LIABILITY TO CLIENT FOR ALL CLAIMS OF CLIENT ARISING AS A RESULT OF ANY ACTION OR INACTION UNDER THIS CONTRACT OR OTHERWISE SHALL NOT EXCEED THE TOTAL COMPENSATION COACH IN FACT RECEIVES FROM THE CLIENT UNDER THIS CONTRACT WHETHER SUCH CLAIMS ARISE UNDER THE LAW OF CONTRACTS, TORTS (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE, GROSS NEGLIGENCE, AND STRICT LIABILITY), OR WARRANTY OR OTHERWISE, OR AT LAW OR IN EQUITY.
13. APPLICABLE LAW:
This Agreement will be governed by the laws of the State of Nevada.
14. ENTIRE CONTRACT:
This Agreement constitutes the entire Agreement between Client and Coach with respect to the Services and Products, and it cancels and supersedes all prior agreements, proposals, negotiations, representations, discussions and correspondence, whether written or oral, with respect to the Services and Products.
Disclaimer
The information provided in Your First Rental Property (“Course”), and during the coaching process by Afford Anything, LLC. doing business as Afford Anything, is for educational purposes only. There is no financial, real estate, or legal advice offered.
All information presented during the Course and coaching, including but not limited to the Course materials, forum, and other resources that accompany the Course and coaching are designed to provide reliable and authoritative information in regards to the subject matter covered; however, its accuracy cannot be guaranteed. It is distributed to participants as educational only in nature with the understanding that the creators and coaches are not engaged in rendering legal, investment, tax, accounting, or other professional advice and coaching is not advice, counseling, consulting or therapy. A coach is NOT an RIA, CPA, CFP, EA, attorney or any other licensed professional. If legal advice and/or other expert assistance is required, please contact a professional in those fields to assist you.
Additionally, Clients should independently check all pertinent local, state, and community laws pertaining to any subject matter covered.
Afford Anything LLC and its authors, coaches and affiliates are not responsible for any results or results of any action or actions taken in reliance upon any information distributed during this Course and/or the coaching process and hereby disclaims all and any liability to any person for the consequences of anything done or purported to be done in reliance, whether whole or in part, upon the whole or part of the information distributed in the Course and/or coaching process. You are solely responsible for your results.
There is a very high degree of risk involved in investing and business. Past results are not indicative of future returns. Afford Anything LLC cannot and does not make any guarantees about your ability to get results or earn any money with our Course ideas, information, tools, or strategies. Nothing on this page, any of our websites, or any of our content or curriculum is a promise or guarantee of results or future earnings. Any financial numbers referenced in the Course, through coaching, or on any of our websites, are illustrative of concepts only and should not be considered average earnings, exact earnings, or promises for actual or future performance.
No strategy referred to during the Course and/or coaching process should be attempted without competent legal, financial and other professional advice. Use caution and always consult your accountant, lawyer, or professional advisor before acting on any information in this Course or through coaching.
By checking the box, I confirm I have read, understand, acknowledge and accept this coaching services and Course product disclaimer, and I agree to be bound by the terms and conditions of this coaching services and Course product disclaimer.
Participant Recording Agreement
I, the undersigned, by participating in this Course, acknowledge and agree that I may also participate in the creation of an audio/audio-visual recording with Afford Anything, LLC. doing business as AffordAnything.Com. I understand that all or part of the recording may be used (a) in marketing materials for AffordAnything.Com or its products; (b) on the AffordAnything.Com website, or otherwise published or broadcast to the public, and/or (c) as, as part of, and/or in advertising for, commercial products.
I hereby give Afford Anything, LLC., AffordAnything.Com and all entities acting with its permission or upon its authority, the absolute right and unrestricted permission to: use my name, voice, likeness and/or presentation in, and in connection with, the recordings (and any and all portions and derivatives thereof), and to use, copy, sell or otherwise distribute such recordings (and any and all portions and derivatives thereof) in any and all forms and media, and waive any right that I might have to approve the recordings and uses thereof.
I hereby assign to Afford Anything, LLC. any rights (e.g. copyrights) that I might have in the recording (in any and all forms and media) and/or my contribution to the recording.
I understand that I will not be compensated in any way, beyond being a participant in the creation of, and perhaps identified in, the recording, and that Afford Anything, LLC. is relying upon, and would not have gone to the expense of creating the recording in the absence of, this Agreement.
This release shall be governed in accordance with Nevada law, may be amended only in writing, and constitutes the entire agreement of the parties with respect to its subject matter.
By checking the box, I confirm I have read, understand, acknowledge and accept this Course Participant Recording Agreement, and I agree to be bound by the terms and conditions of this Course Participant Recording Agreement.
Privacy Policy
AffordAnything.com, a website by Afford Anything, LLC., created this privacy statement in order to disclose our information collections practices. This statement will explain the choices you can make about the way your information is collected and used at this site so that you can protect your privacy.
What We Collect:
AffordAnything.com collects no personally identifying information about you except when specifically and knowingly provided by you. No personally identifying information is required for you to enjoy this website.
However, in order to take advantage of certain features, subscribe to services, or purchase products you may be required to complete some type of form that will include some information about yourself. The types of personally identifiable information that may be collected at these pages include: name, address, email address, telephone number, fax number, credit card information, and information about your interests in and use of various products, programs and services.
Finally, you should be aware that certain types of tracking information which is non-personally identifiable may be collected when you visit our web site such as the type of web browser and operating system you are using and the domain name of your internet service provider.
How We Use the Information:
AffordAnything.com uses information obtained from its users as stated in this Privacy Policy to enhance users’ experiences on our site. We do not rent or sell any personal information about our users. It is the intention and policy of AffordAnything.com that no personally identifying data you provide to us will ever be released to outside organizations. We greatly value our privacy and the privacy of our users.
However, AffordAnything.com does reserve the right to disclose personally identifying information when required by law or court order. Additionally, we cannot guarantee that personally identifiable information will never be disclosed in a manner that is inconsistent with this Privacy Policy due to errors or oversights in safeguarding protective measures against inadvertent or accidental information disclosure or due to possible emergency.
AffordAnything.com will never sell your name or share it with third parties. Though we may share demographic and other general information with advertisers and partners, we will never include data identifying specific persons or users to anyone outside the company except in the event of the sale of the company to another party.
AffordAnything.com does use its database for sending its newsletter and various promotional materials if you request them. You always have complete control over all electronic communications you receive from AffordAnything.com and can subscribe or unsubscribe at any time. AffordAnything.com will not give your email address to others to send you mail.
Third Party Vendors and Sponsors:
AffordAnything.com may include icons, buttons, or text in its site or through its newsletters and various promotions which, when activated, will allow you to access and learn more about other products and services throughout the worldwide web. When you access any of these services, your rights will be governed solely by the agreements and policies relating to the use of these services including but not limited to their privacy policy. AffordAnything.com is not responsible for the privacy practices or the content of any third-party product or service providers.
When you visit this website, you may view advertisements posted on the site by Google or other companies. These advertising companies may collect information about you while you are visiting this website and other websites. They may use this data to show you advertisements on this website and elsewhere on the Internet about products and services you might like. This website does not collect the information or control the content of the advertisements that you will see. You may be able to opt out of such advertising. To find out more about Google and its DoubleClick DART cookie used to generate interest-based advertising, click this link. Your use of this website without opting out means that you understand and agree to data collection to provide you with interest-based advertising.
Purchasing Products or Services:
If you place an order for purchase through AffordAnything.Com, certain personal information including your credit card number, shipping information and telephone number will be collected and encrypted over a secure server. All information will be used only to fulfill your order and for billing purposes. Some products or services may be fulfilled by third-party vendors and are subject to the related disclosure under that topic heading.
Personal information will only be disclosed to the extent necessary to fulfill your order and charge your credit card. We will use a fulfillment company to fill and ship your order and charge your credit card except for products specifically downloaded directly from our web site.
Cookies:
Cookies are small data files containing bits of information that web sites transfer to your computer’s hard drive for record keeping purposes. Cookies can make the web more useful by storing information about your preferences on a particular site. Cookies used by AffordAnything.com do not contain any personally identifying information.
We may use cookie technology to track the site’s aggregate page views or specific pages visited so that you don’t see the same promotion more than once. This also enables us to determine which features our users are most or least interested in. We do not track your individual usage patterns through cookies, nor do we use them to track your financial holdings or other personal preferences in any individualized way.
When shopping on AffordAnything.Com cookies may be used to keep track of your shopping cart and process your orders.
Most browsers are initially set to accept cookies. If you prefer, you can set yours to refuse cookies or to alert you when cookies are being sent. However, it is likely that some parts of certain web sites may not function properly if you do so.
Message Boards, Blog, Chat, and Community Areas:
AffordAnything.com may make message boards, blogs, contests, and/or other community related information available to its users. Use caution when posting to these areas. AffordAnything.com is not responsible for any false or misleading information posted. Never make any investment or other decisions based solely upon the content contained herein.
Please keep in mind that whenever you voluntarily disclose personal information online such as through message boards, comments, email, or in chat areas, that you are then susceptible to having that information collected by others. Your personal information can then become public which may cause you to receive unsolicited messages from other parties. You should always exercise caution when deciding to disclose your personal information.
How You Can Access or Correct Your Information:
AffordAnything.com provides users the opportunity to correct, update, or opt-out of receiving communications at any time by removing themselves from our database. All email communications provide clear instructions with a link in the footer for managing your subscription.
Testimonials Disclaimer
In accordance with the FTC guidelines concerning use of endorsements and testimonials in advertising, please be aware of the following:
Testimonials appearing on this site are actually received via text, audio, or video submission. They are individual experiences, reflecting real life experiences of those that have used our products and/or services in some way or another. However, they are individual results and results may vary. We do not claim that they are typical results that consumers will generally achieve. The testimonials are not necessarily representative of all of those who will use our products and/or services.
The testimonials presented on AffordAnything.com are applicable to the individuals writing them, and may not be indicative of future performance or success of any other individuals. AffordAnything.com cannot and does not guarantee results.
The testimonials displayed (text, audio, and/or video) are given verbatim except for correction of grammatical or typing errors. Some have been shortened, so that the whole message received by the testimonial writer is not displayed. This is done only when a testimonial is lengthy, or if the entire testimonial did not seem relevant for the general public.
AffordAnything.com is not responsible for any of the opinions or comments posted to the website. AffordAnything.com is not a forum for testimonials, however provides testimonials as a means for customers to share their experiences with one another. To prevent against abuse, all testimonials appear after they have been reviewed by management of AffordAnything.com. AffordAnything.com does not share the opinions, views, or commentary of any testimonials on this website, which are strictly the views of the testimonial writer.
Testimonial Submissions:
As a consumer/user of AffordAnything.com products and/or services, by submitting your testimonial you give us permission to reprint, reproduce or use the testimonial in connection with our business. You also are agreeing to the following:
- The reprint, reproduction, or use of the testimonial will be at our discretion and without compensation.
- We may use the testimonial with or without any pseudo (pen) name credit.
- Our right to use the testimonial is perpetual and may be assigned by us.
- We may use the testimonial locally, nationally, or globally and such use may be made in any media, information or communication platform (including internet advertising) currently in use or later developed.
- You, and not someone else, composed submitted and posted the testimonial. By submitting your testimonial, you are agreeing to the terms and conditions as listed in this document.